Our Service Alternative Payment Options

Our Service Alternative Payment Options

When you service your car with Big Box Cars, you can choose to take full advantage of our ' Buy Now, Pay Later' payment options. “What’s that?” you ask. It’s a relatively new service that allows you to offset the high upfront costs of your purchase and instead pay for them through instalments, totally interest free.

At Bigbox Service & Tyres we have the following 'Buy Now, Pay Later' services available to you:

- Afterpay

- Openpay

- Humm

- Zip

Before coming to pick up your vehicle from the service department, ensure you are set up with a provider, you will need to have an initial pre approval, the final approval can be done on pick up of vehicle, see below and what is required to set up an account with your choice provider.  

Afterpay - How Does It Work?

To shop with Afterpay In-Store you need the App, which is available in the App Store and Google Playstore. If you already have an existing Afterpay account you can simply sign in or if you’re a new customer, you can sign up.

We will send you a SMS with a link to process the payment with Afterpay.

The basic idea is you can break the full sum of the purchase down into four more manageable payments due every two weeks. What’s so exciting about this is as long as you make your repayments on time, you’ll only ever pay the price of what you purchased, no interest. The only fees Afterpay charges are late fees for missed payments.

Another incentive is that you can forget about long, complicated application forms. Afterpay’s proprietary platform makes it quick and easy to get approved instantly. If you have pre-approval this process is even quicker!

Openpay - How Does It Work?

Openpay lets you spread the cost of the things you want and need over time, with no hidden fees.

Their benefits:

- Longer plans lengths to make larger purchases more manageable.

- No hidden fees and no interest.

- Available across retail, health, automotive, home improvement and more.

Step 1: Sign up

First download the app and sign up.

Openpay will run a quick ID check to verify your details.

Step 2: Shop

Make a purchase with any of their partners, online or instore, and choose Openpay at checkout.

Step 3: Spread it

Pick your plan and pay your first instalment today. The rest is spread over weekly or fortnightly payments.

If you miss a payment, you may be charged a late fee. Full details will be in your plan welcome email. Some plans may also include a management fee. You’ll be told upfront if this applies to your plan.

Humm - How Does It Work?

If you prefer Humm, we also offer our customers this option! Humm works similarly to Afterpay and Openpay however it is not an App but a service you can sign up for online and the payment limit is anywhere from $1 to $2,500. Another benefit is instead of making just four repayments you can pay it off in five or ten fortnightly repayments or 6 – 60 monthly repayments depending on the price of your purchase. Where it differs is that if you choose to pay something off over 10 fortnights or you have purchased something between $2,000 - $2,500, you incur monthly and establishment or repeat purchase fees. However, you are still not paying interest as long as you make the repayments on time.

Zip - How Does It Work?

Shop just about anywhere, online or in store, and have the flexibility to choose your repayment schedule. 

Their benefits:

- Applying/Signing up is fast and easy

- Shop just about everywhere

- Flexible repayments

Step 1: Choose account

Zip Pay or Zip Money. ​From everyday spending to bigger buys, Zip has got accounts to suit you or your business.

Step 2: Sign up in minutes

Applying is fast and easy. Simply start an application and get an answer in no time.​

Step 3: Download the app

Tap to pay in store, generate a single-use Visa, manage your account and more, all from the Zip app.​

Step 4: Repay your way

They give you the freedom to set your own schedule so you can pay at your pace.

​With Zip Pay a $7.95 monthly account fee applies, they will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $6 monthly account fee applies which is waived if you have nothing owing.

Terms & Conditions

Remember to always read the terms and conditions of the buy now, pay later service provider you choose, the current conditions that are in place with providers can change.